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See how your investment could grow
Choose how much you invest, understand what you buy and see your five-year projection.
Nora Collazos, REALTOR® · Florida licensed sales associate · Professional Realty of Ocala
How do you pay?
Why?
In Florida, 47% of foreign buyers pay cash. A mortgage lowers what you put in up front, but the payment reduces cash flow.
Why?
New homes Nora works with in Ocala have been listed from about US$275,000. Nora sends you the current price list.
Why?
Foreign-national loans (for example, DSCR) usually require 25–40% down.
Why?
Editable assumption. Foreign-national rates are usually higher than domestic ones; get a real quote.
- A new home, with its lot, in your name or your LLC's.
- You earn two ways: monthly rent and the loan you pay down (plus appreciation, if any).
- Every year you pay property tax, insurance and HOA dues, plus a manager if you don't self-manage.
Why?
Editable assumption for a ~US$300,000 home. Rental rules depend on each community's HOA.
Why?
Florida home insurance rose 18% in 2025 (Insurify). Get a quote before reserving.
Why?
What a local manager charges plus vacant months, as a share of rent.
Why?
Editable assumption: title, appraisal, recording and loan fees. Added to what you need today.
Annual home appreciation
| Year | Home value | Loan balance | Your equity | Cumulative net cash flow |
|---|
Rent and expenses held flat. Excludes selling costs and income or capital-gains taxes (and the 15% FIRPTA withholding on sale).
Example figures with editable assumptions, not a project estimate or a promise of returns. Real estate carries risk: values can fall, the home can sit vacant and insurance and taxes can rise.
What kind of investor are you?
Four questions, two minutes. Your answers are ready if you later want to talk to the team.

Let's talk about your investment in 20 minutes
Tell us what you're looking for and we'll show you the options in Ocala and Orlando that fit you, with clear numbers from the first call.
Nora Collazos, REALTOR® · Professional Realty of Ocala